NOW Accounts – ISB Reliability – Altoona, PA & Duncansville, PA
NOW Account Available from ISB
The NOW Account from Investment Savings Bank, provides unlimited check writing and transactions each month, without a per-check charge. Plus, you earn interest on all balances, which means your money is working for you. ISB’s NOW Account is a great way to step up your individual or non-profit’s transactional account. Apply today for an ISB NOW Account and move your banking experience to a whole new level.
Availability:
Available to any individual, sole proprietorship, or non-profit corporation. Not available to partnerships and for-profit corporate entities. Certain restrictions may apply.
Benefits:
- Interest earned on all balances.
- Easy access.
- Safer than cash.
- Monthly Statement.
- Customers may be eligible for a VISA Debit Card.
Minimum Investment:
Minimum deposit to open account is $50.00. A $300.00 minimum balance is required or a $5.00 Service Charge (SC) will be assessed. Service charge may be avoided by simply maintaining a $300.00 daily balance between consolidated deposit accounts (with the exception of an IRA account).
Insurance:
Funds are insured up to $250,000 by FDIC.
Checking Accounts
| Account | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield | Disclosure |
|---|---|---|---|---|
| Basic Checking | NA | No Interest | No Interest | View Basic Checking Disclosure |
| Money Market | Less Than $2,500.00 | *0.05% | *0.05% | View Money Market Disclosure |
| Money Market | $2,500.00 - $9,999.99 | *0.10% | *0.10% | View Money Market Disclosure |
| Money Market | $10,000.00 - $24,999.99 | *0.25% | *0.25% | View Money Market Disclosure |
| Money Market | $25,000.00 - $49,999.99 | *0.50% | *0.50% | View Money Market Disclosure |
| Money Market | $50,000.00 - $99,999.99 | *0.70% | *0.70% | View Money Market Disclosure |
| Money Market | $100,000.00 and Above | *0.90% | *0.90% | View Money Market Disclosure |
| NOW Account | $0.01 | *0.01% | *0.01% | View NOW Account Disclosure |
*The rate may change after the account is opened.
***Minimum deposit to open a Money Market Account is $2,500.00. Fees could reduce earnings on the account***
***Minimum deposit to open a NOW Account is $50.00. Fees could reduces the earnings on the account.***
***Minimum deposit to open a Health Savings Account is $25.00.***
NOW Accounts with Investment Savings Bank in Altoona, PA
NOW Accounts with Investment Savings Bank, bring individual and non-profit customers the elevated banking experience they desire, without a significant minimum deposit. The minimum deposit and minimum balance amounts make ISB’s NOW Account a smart way to deposit funds, manage check writing and transactions. ISB’s NOW Accounts bring customers easy and safe access to their money when they need it.
