Home Page | Privacy Notice
ISB Home Page Welcome to ISB

Conventional Mortgage Loan Rates

Term Interest Rate Annual Percentage Rate (1) Points Monthly Payment per $1000
15 Years Fixed 3.250% 3.329% (1)(2) 0.00 $7.03
20 Years Fixed 3.625% 3.687% (1)(2) 0.00 $5.86
30 Years Fixed 3.875% 3.920% (1)(2) 0.00 $4.70
       

Payment does not include
amounts for insurance and
taxes. Actual payment obligation
will be greater.

(1) APR based on $75,000 loan amount. The actual APR may vary.

(2) With 20% Down ( NOTE: Lower Down Payment Loan Programs Available)

***These rates are for informational purposes and are subject to change at any time.***

***Special Rules and Restrictions Apply***

***Private Mortgage Insurance required if the loan-to-value exceeds 80%***

***Adjustable Rate Mortgages Rates***

Call one of our Mortgage Loan Officers for additional rates and programs.
Altoona: 814-944-0843
Duncansville: 814-695-7551

Back to top

Home Equity Installment Loan

Term in Months Interest
Rate
Annual Percentage Rate Monthly Payments per $1,000
60 Months 3.25% 3.363(1)(2) $18.08
120 Months 3.90% 3.960(1)(2) $10.08
180 Months 4.40% 4.441(1)(2) $7.60
      Payment does not include
amounts for insurance and
taxes. Actual payment obligation
will be greater.

Loans up to 85% of appraisal valuation, less amount currently owed, if any.

(1)Annual Percentage Rate is based on the minimum loan amount of $5,000.

(2) A minimum of $5000 in new money is required.

Back to top

Home Equity Installment Loan
-Non-owner Occupied

Term in Months Interest
Rate
Annual Percentage Rate Monthly Payments per $1,000
60 Months 5.00% 5.117%(1) $18.87
120 Months 5.65% 5.711%(1) $10.93
180 Months 6.50% 6.542%(1) $8.71
      Payment does not include
amounts for insurance and
taxes. Actual payment obligation
will be greater.

Loans up to 75% of appraisal valuation, less amount currently owed, if any.

(1)Annual Percentage Rate based on the minimum loan amount of $5,000. APR will vary based upon the final loan amount and loan term.

 

Back to top

Home Equity Line of Credit

Fully Indexed
Annual Percentage Rate
Amount
4.25%(1) Up to 80% of appraisal valuation, less amount currently owed, if any.

(1)Annual Percentage Rate is variable, and may change at any time.

Maximum Annual Percentage Rate that can apply during this plan is 15.00%

Fees to open the plan generally total $175.00 to $200.00

Fees that could be imposed are: Exceeding Credit Limit Fee of $20.00 and a Stop Payment of a Check Fee of $35.00

Property insurance will be required.

Back to top

Unsecured Line of Credit

Current Fully Indexed Annual Percentage Rate
11.00%*

*Annual Percentage Rate is variable, and may change at any time.

This account has an overdraft protection feature when used with your Investment Savings Bank checking account.

No Floor. No Ceiling.

Back to top

Auto Loans 2015 - New

Term in Months Annual Percentage Rate Monthly Payments per $1,000
48 Months 3.40% $22.31
60 Months 3.40% $18.15
72 Months 4.40% $15.83

Back to top

Auto Loans 2007 - 2014

Term in Months Annual Percentage Rate Monthly Payments per $1,000
48 Months 3.40% $22.31
60 Months 3.50% $18.19

Back to top

Personal Unsecured Loans

Term in Months Annual Percentage Rate Monthly Payments per $1,000
36 Months 7.75% $31.22
48 Months 8.00% $24.41
60 Months 8.25% $20.40

Back to top

***Rates and points are subject to change without notice***

Log On to ISB Banking

(remember: your Access ID is case sensitive)
or click here to Set-Up a New Account

ISB 24/7 Banking allows you to:
  • Verify account balances, ATM transactions
     & cleared checks
  • Obtain interest rate info
  • Transfer funds between accounts
     ... and more.
LOG ON or
DIAL IN at 1-800-991-4259

Learn more about ISB 24/7:
Internet Banking | Mobile Banking | Telephone Banking


Altoona Office    Map It
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email:

Lobby Hours
MON-FRI: 9am - 4:30pm

Drive Up Hours
MON-THU: 8:30am - 5pm
FRI: 8:30am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule


Duncansville Office    Map It
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email:

Lobby Hours
MON-FRI: 9am - 5pm

Drive Up Hours
MON-THU: 9am - 5pm
FRI: 9am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule



After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-883-0131.

For credit card balance inquiries
after business hours, please call
1-800-883-0131.



Member FDIC ISB is an Equal Housing Lender Equal Housing Lender