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Your good credit makes it possible.

ISB makes it happen.

Home Equity Loans (click below)

Home Equity Lines of Credit

Home Equity Installment Loans

Home Equity Lines of Credit

Availability:

Home Equity Line of Credit Accounts are available to any person 18 years or older to use for personal, family, or household purposes. They are secured by your real estate and the amount available is based on the equity in your home.

Minimum Loan Amount:

$5,000.00

Maximum Loan Amount:

80% of the appraised value of the property less amount owed on mortgage.

Rate:

See Product Rates

Uses:

Recurring expense such as Education and Home Improvements. Also, uses for Bill Consolidation, Vacation and Major Purchases (Automobile, Boat, or Appliances).

Benefits:

  • Low closing costs.
  • Variable interest rate.
  • Interest may be tax-deductible. Consult you tax advisor.
  • Access line by writing a check.
  • Decrease in monthly payment as outstanding balance decreases.
  • No penalty charge if loan is repaid early.
  • As payments are made, funds become available to use again.

*All Loans Subject to Normal Underwriting Approval*

Log On to ISB Banking

(remember: your Access ID is case sensitive)
or click here to Set-Up a New Account

ISB 24/7 Banking allows you to:
  • Verify account balances, ATM transactions
     & cleared checks
  • Obtain interest rate info
  • Transfer funds between accounts
     ... and more.
LOG ON or
DIAL IN at 1-800-991-4259

Learn more about ISB 24/7:
Internet Banking | Mobile Banking | Telephone Banking


Altoona Office    Map It
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email:

Lobby Hours
MON-FRI: 9am - 4:30pm


Drive Up Hours
MON-THU: 8:30am - 5pm
FRI: 8:30am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule


Duncansville Office    Map It
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email:

Lobby Hours
MON-FRI: 9am - 5pm

Drive Up Hours
MON-THU: 9am - 5pm
FRI: 9am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule



After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-883-0131.

For credit card balance inquiries
after business hours, please call
1-800-883-0131.



Member FDIC ISB is an Equal Housing Lender Equal Housing Lender