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Your good credit makes it possible.

ISB makes it happen.

ISB Retirement & Special
Savings Accounts (click below)

Individual Retirement Accounts (IRAs)

Traditional / ROTH

Education Savings Accounts (ESAs)

Health Savings Accounts

Health Savings Accounts(HSAs)


  • Any individual that is covered under a High Deductible Health Plan (Mimimum Annual Deductible of at least $1,300 and a $6,550 cap on out of pocket expenses - single coverage; Minimum Annual Detuctible of at least $2,600 and a $13,100 cap on out of pocket expenses - family coverage).
  • Not be covered under any other health plan that is not part of the High Deductible Health Plan.
  • Not be enrolled in Medicare.
  • Not claimed as a dependant on another person's tax return.

Minimum Investment:


Maximum Investment:

  • $3,400 annually for self coverage (under age 55); $6,750 annually for family coverage (under age 55).
  • No limit on amounts transferred or rolled-over from existing HSA.
  • Plus (+) Additional "Catch-Up" contributions are available to individuals 55 years or older.


See Product Rates

Account Type:

Variable Rate Account.

Frequency of Rate Changes:

We may change the interest rate on your account at any time.

Access to Account:

Funds for medical expenses may be written by any of the following;
  • Writing a check
  • ACH Debits (example: Insurance Premiums)


All funds are insured up to $250,000 by the FDIC..


A HSA gives working individuals a tax sheltered way to save for medical expenses.


  • You may be able to claim a tax deduction for contributions you, or someone other than your employer, make to your HSA even if you do not itemize your deductions on Form 1040.
  • The contributions remain in your account from year to year until you use them.
  • The interest or other earnings on the assets in the account are generally tax free.
  • Distributions may be tax free if you pay qualified medical expenses.
  • A HSA is "portable" so it stays with you if you change employers or leave the work force.

Log On to ISB Banking

(remember: your Access ID is case sensitive)
or click here to Set-Up a New Account

ISB 24/7 Banking allows you to:
  • Verify account balances, ATM transactions
     & cleared checks
  • Obtain interest rate info
  • Transfer funds between accounts
     ... and more.
DIAL IN at 1-800-991-4259

Learn more about ISB 24/7:
Internet Banking | Mobile Banking | Telephone Banking

Altoona Office    Map It
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821

Lobby Hours
MON-FRI: 9am - 4:30pm

Drive Up Hours
MON-THU: 8:30am - 5pm
FRI: 8:30am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule

Duncansville Office    Map It
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369

Lobby Hours
MON-FRI: 9am - 5pm

Drive Up Hours
MON-THU: 9am - 5pm
FRI: 9am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule

After Hours
To report a lost or stolen debit card
after business hours, please call

To report a lost or stolen credit card
after business hours, please call

For credit card balance inquiries
after business hours, please call

Member FDIC ISB is an Equal Housing Lender Equal Housing Lender