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ISB Home Page Welcome to ISB

Discover the benefits that continue beyond the closing.

ISB Mortgages & Loan Programs (click below)

Conventional Mortgages – fixed or variable rate

First Time Homebuyer Program

First Time Homebuyer Program

Availability:

First Time Homebuyer Loans are available to First Time Homebuyers(no ownership in a principal residence during a three-year period prior to purchase of a principal residence) or a Displaced Homeowner. Subject to our Lending Policy and Residential Underwriting Standards.

Counties Served:

Blair, Bedford, Cambria, Centre, Clearfield, Huntingdon

Down Payment and Closing Costs:

  • 3% or Higher Down Payment
  • Lower Closing Costs

Term:

One to thirty years

Maximum Amount:

85% appraised value or purchase price (whatever is lower) with higher loan-to-value ratios available up to 97% subject to private mortgage insurance underwriting and approval.

Rates:

See Product Rates

Escrows:

Are required for all assessments due to property taxes, and where applicable, flood insurance and private mortgage insurance.

Prequalifications:

FREE - Available upon request from any Mortgage Loan Personnel.

Application:

May be made by phone, FAX, mail or in person.

Log On to ISB Banking

(remember: your Access ID is case sensitive)
or click here to Set-Up a New Account

ISB 24/7 Banking allows you to:
  • Verify account balances, ATM transactions
     & cleared checks
  • Obtain interest rate info
  • Transfer funds between accounts
     ... and more.
LOG ON or
DIAL IN at 1-800-991-4259

Learn more about ISB 24/7:
Internet Banking | Mobile Banking | Telephone Banking


Altoona Office    Map It
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email:

Lobby Hours
MON-FRI: 9am - 4:30pm

Drive Up Hours
MON-THU: 8:30am - 5pm
FRI: 8:30am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule


Duncansville Office    Map It
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email:

Lobby Hours
MON-FRI: 9am - 5pm

Drive Up Hours
MON-THU: 9am - 5pm
FRI: 9am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule



After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-883-0131.

For credit card balance inquiries
after business hours, please call
1-800-883-0131.



Member FDIC ISB is an Equal Housing Lender Equal Housing Lender