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Certificate of Deposit Rates

Term

Minimum Balance
to Obtain APY

Interest Rate Annual Percentage Yield Disclosure
7-31 Day $2,500.00 0.20% 0.20%
91 Day $2,500.00 0.25% 0.25%
6 Months $500.00 0.35% 0.35%
9 Months $500.00 0.40% 0.40%
1 Year $500.00 0.60% 0.60%
12 Month Variable Rate $1,000.00 - $9,999.99 *0.35% 0.35%
12 Month Variable Rate $10,000.00 - $24,999.99 *0.40% 0.40%
12 Month Variable Rate $25,000.00 & Up *0.60% 0.60%
18 Months $500.00 0.70% 0.70%
2 Years $500.00 0.80% 0.80%
25 Month Double Up $500.00 0.85% 0.85%
30 Months $500.00 *1.00% 1.00%
3 Years $500.00 1.10% 1.10%
4 Years $500.00 1.30% 1.30%
5 Years $500.00 1.50% 1.50%

*The rate may change after the account is opened.

***Penalty for Early Withdrawal ***

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Checking Accounts

Account Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield Disclosure
Basic Checking $0.01 No Interest No Interest
Money Market  Less Than $2,500.00 *0.01% *0.01%
Money Market $2,500.00 - $9,999.99 *0.10% *0.10%
Money Market $10,000.00 - $24,999.99 *0.25% *0.25%
Money Market $25,000.00 - $49,999.99 *0.30% *0.30%
Money Market $50,000.00 - $99,999.99 *0.35% *0.35%
Money Market $100,000.00 and Above *0.50% *0.50%
NOW Account $0.01 *0.01% *0.01%
Health Savings $0.01 *0.35% *0.35%

*The rate may change after the account is opened.

***Minimum deposit to open a Money Market Account is $2,500.00. Fees could reduce earnings on the account***

***Minimum deposit to open a NOW Account is $50.00. Fees could reduces the earnings on the account.***

***Minimum deposit to open a Health Savings Account is $25.00.***

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Savings and Club Accounts


Account Minimum Balance
to Obtain APY
Interest Rate Annual Percentage Yield Disclosure
Passbook Savings $20.00 *0.10% *0.10%
Kidz Klub Savings $20.00 *0.10% *0.10%
Christmas Club $20.00  ** 0.25% ** 0.25%
Vacation Club  $20.00 ** 0.25% ** 0.25%

*The rate may change after the account is opened. Fees could reduce the earnings on the account.

**Penalty for Early Withdrawal.

***Club account term is 1 year or less***

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Fixed Individual Retirement Account
(IRA) Certificate of Deposit

Term Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield Disclosure
1 Year $500.00 0.50% 0.50%
18 Months $500.00 1.00% 1.00%
2 Years $500.00 0.75% 0.75%
3 Years $500.00 1.00% 1.00%
4 Years $500.00 1.25% 1.25%
5 Years $500.00 1.50% 1.50%

Penalty for Early Withdrawal if under 59 1/2 years old.

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Floating Individual Retirement Account
(IRA) / Education Savings (ESA)
Certificate of Deposit

Term Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield Disclosure
18 Months $100.00 *1.17% *1.18%

*The rate may change after the account is opened.

Penalty for Early Withdrawal if under 59 1/2 years old.

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Altoona Office    Map It
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email:

Lobby Hours
MON-FRI: 9am - 4:30pm


Drive Up Hours
MON-THU: 8:30am - 5pm
FRI: 8:30am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule


Duncansville Office    Map It
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email:

Lobby Hours
MON-FRI: 9am - 5pm

Drive Up Hours
MON-THU: 9am - 5pm
FRI: 9am - 6pm
SAT: 9am - 12pm

Bank Holiday Schedule



After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-883-0131.

For credit card balance inquiries
after business hours, please call
1-800-883-0131.



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